In business, every asset counts - including your fleet of commercial vehicles. Whether operating a pick-up, a large truck, or specialised machinery, our policies protect against unforeseen 

events, letting you focus on driving your operations smoothly.

• Own Goods Cover: This policy covers only the insured's goods transported by vehicles but becomes invalid when goods are transported for hire or reward.
• Institutional Cover: Custom-designed for institutions, ensuring their vehicles are protected in relation to their specific business nature.
• General Cartage: Tailored for commercial vehicles transporting goods related to the insured's business. This includes coverage for third-party goods for hire.

• Broad Spectrum Coverage: We ensure all-round protection from regular commercial vehicles to specialised machinery. 
• Flexible Options: Whether transporting your own goods, offering institutional services, or general cartage, there's a policy for every need.
• Financial Security: Safeguard against potential financial setbacks due to vehicular damages or liabilities.
• Business Continuity: Minimise disruptions and ensure smooth operations with our comprehensive insurance solutions.

a) Completed and signed proposal form by the proposer.

b) Copy of the logbook or importation documents (if the risk/vehicle is newly acquired/registered locally). Where

a logbook has not been processed, we shall issue cover for up to 3 (three) months only.

c) Copy of the proposer’s national identification card. For non-Kenyans, a copy of a passport or Alien ID card is acceptable.

d) The proposer/insured must be the registered owner of the motor vehicle.

e) Copy of KRA PIN certificate for both individual and corporate customers.

f) Corporate Entities: Certificate of incorporation and CR12 for companies. For non-incorporated companies, a copy of legal document on registration of entity.

a) The vehicle should be less than 15 (fifteen) years since the year of manufacture.

b) Minimum vehicle value of Kshs. 500,000/=

c) Full premium payment.

d) Annual valuation.

a) Duly completed and signed claim form

b) Police Abstract

c) Copy of driver’s driving licence

d) Copy of the driver’s KRA PIN

e) Copy of your ID

f) Copy of your KRA PIN or certificate of incorporation

g) Copy of the Logbook