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When they thrive, you thrive.

Get HeriAfya Juniors, Kenya's premier institutional cover and enjoy more moments with those under your care unburdened by healthcare worries.

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A smart, flexible medical cover designed to support growing families, HeriAfya Juniors ensures your children have access to quality healthcare whenever they need it. From emergencies to everyday ailments, this plan is built to provide reliable protection, financial peace of mind and access to a trusted network of healthcare providers across Kenya.

Why HeriAfya Juniors?

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Comprehensive medical cover for children

Covers common illnesses, injuries, and hospitalisations tailored to school-age needs.

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Wellness & Support

It includes wellness and support such as immunisations/vaccinations and career fairs to keep kids healthy and resilient.

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Strong access to care when you need it

Enjoy an extensive open provider panel, access to specialists and no copay with 24/7 customer support.

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Easy to Transition

You can easily transition from a Juniors Cover to a Standard HeriAfya Cover allowing continuity.

Useful Information

HeriAfya Juniors is designed to meet the healthcare needs of school-age children through registered institutions, offering reliable inpatient and outpatient cover, access to qualified providers and specialists and convenient services like telemedicine. Institutions may include but not limited to ; Schools, Membership clubs, Churches, Children homes e.t.c

This plan is ideal for parents/guardians looking for reliable medical cover for children under their care, especially school-going children who need consistent access to quality healthcare.

Inpatient benefits are designed to protect you from large, unexpected hospital bills and typically include:
  • Hospital admission cover for illness and injury
  • Emergency support and evacuation (included at no extra cost)
  • Access to a wide provider network and specialist care pathways (Specific limits depend on the cover level selected.)

Outpatient benefits typically include:
  • Doctor consultations for everyday illnesses
  • Access to emergency outpatient care and casualty services
  • Access to trusted clinics and specialists
  • Diagnostic tests and lab services covered
  • Prescribed medication included
  • Routine check-ups to support healthy growth
  • Convenient telemedicine support for quick advice

To make care easier and more accessible, HeriAfya Juniors includes support services such as:
  • Telemedicine
  • Counselling services
  • 24/7 customer support
  • Broad provider access and specialist pathways
  • Career & Wellness support experience
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Is this plan right for you?

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Forms & Documents relevant to HeriAfya Juniors

HeriAfya Brochure
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Frequently Asked Questions

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Yes. Waiting periods apply to certain benefits. Key highlights include:

  • Accidents: no waiting period
  • General waiting period for new joiners
  • Dental/optical surgery waiting period (non-accidental)
  • Waiting periods for pre-existing and chronic conditions (Full waiting period rules apply as per policy terms.)
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Dental and optical-related items may have specific waiting periods and benefit conditions. If these benefits are important for your child, we can help you select the most suitable cover option.

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Common exclusions include cosmetic treatments/plastic surgery, certain dental procedures (e.g., crowns/bridges/orthodontics), alternative medicines, and replacement/repair of eyeglasses due to loss or damage (among others).

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Yes, emergency evacuation is included at no extra cost.

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Yes:

  • There is a 6-month waiting period for natural death (only accidental death is covered during this time).
  • Suicide is excluded during the first two years.
Further details are outlined in the policy document.

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